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Information from the Consumer Financial Protection Bureau:
Identity theft protection following the Equifax data breachMillions of Americans have been impacted by the recent Equifax data breach. Whether or not your personal information has been stolen, there are steps you can take to protect yourself and your credit.
What is identity theft, and what can you do?Sometimes criminals who steal data use it to engage in identity theft. It’s important to first understand what identity theft is. Identity theft occurs when someone uses your personal information, without your permission, and pretends to be you to commit fraud. Identity thieves may attempt to use your credit cards, open new accounts in your name, or attempt to access your accounts. It can be hard to notice that you were a victim of identity theft until you review your reports or statements and see charges you didn’t make, or are contacted by a debt collector about a debt that you don’t recognize. If you see anything out of the ordinary on your financial statements or credit reports, no matter how small, you should take action immediately.
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